For Employers
Administering your company’s 401(k) plan doesn’t have to come with headaches. The Human Interest Learning Center can help you help your team on the path to retirement.
Every year, 401(k) plans undergo IRS compliance testing. Failing compliance testing isn't uncommon but a safe harbor plan can help you automatically pass several of the key compliance tests that are required by the IRS. A safe harbor team requires that the employer provide a match or other type of contribution.
A 401(k) is an excellent way to recruit and retain talent. From startup costs to plan administration fees, here's what a 401(k) plan can cost.
Non-discrimination testing (NDT) requires that employees of a certain status stay within a specific contribution rate, as determined by the contribution rate of other employees. If you're brand new to non-discrimination testing, have no fear! Use our resource to understand all the components of NDT 401(k) compliance.
Employers say a retirement savings program, such as a 401(k), is rising in value as a benefit offering. However, one key piece here that determines the value of the 401(k) to employees is an employer match. Learn the basics with 10 things to know about the 401(k) employer match.
Small businesses can appeal to experienced and talented job applicants by offering simple, robust, and flexible retirement plans. Some plan types even come with tax advantages. Here we’ll discuss different small business retirement plan options and their benefits.
Ideally, an employer would be in a financial situation to make some type of company match for employee’s contributions. However, if the company’s financials can’t support ongoing matching contributions, discretionary contributions might be a viable alternative.
HR has fallen out of vogue in terms of titles for millennials and in Silicon Valley; even people whose jobs are truly Human Resources based prefer to call themselves "People Operations" or "Team Culture" professionals. Why is this? Is there actually a difference in the job function?
Retirement isn’t just a destination. It’s a journey, and we’re here to help you. Our newsletter delivers succinct and timely tips, reviewed by Financial Advisors, to help you navigate the path to financial independence.
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